Julia Arnold is an experienced social and economic inclusion professional with a strategic focus on women’s economic empowerment. As a seasoned research director, she has managed global and regional projects, designing mixed methods research and leading strategic communications. Her expertise spans women’s financial inclusion, digitalization and digital inclusion, gender norms, gender-based violence, and livelihoods.

Currently, Julia is a consultant providing guidance and evaluations for a diverse range of clients, including CARE, FSD Mozambique, and GRID Impact. She has led initiatives on digital financial capability, designed and written gender toolkits, and developed evaluation frameworks and analysis. Previously, she held leadership roles at the Center for Financial Inclusion and the International Center for Research on Women, where she developed research agendas, led global research projects, and provided strategic and technical support across teams.

Her technical skills include qualitative and quantitative research, gender analysis, data evaluation, and strategic knowledge management. Julia is a published author of several major reports and journal articles on women’s digital financial capability and gender-transformative financial inclusion.